Terms of Service
Last Updated: November 3, 2026
1. Acceptance of Terms
Poiiints is provided by Eann McKasson ("Poiiints", "we"). By accessing or using Poiiints ("Service"), you agree to these Terms. If you do not agree, please do not use the Service.
2. Description of Service
The Service analyzes your card and bank transactions, or spending you enter yourself, to recommend credit cards and show what they would earn. Poiiints includes Google Maps features and content. Your use of Google Maps features and content is subject to the then-current versions of the Google Maps End User Additional Terms of Service (https://maps.google.com/help/terms_maps/) and the Google Privacy Policy (https://policies.google.com/privacy).
3. User Accounts
You are responsible for activity under your account and for keeping your email secure, since that's how you sign in.
4. Financial Data
We access transaction data via Plaid's Transactions API. We do not store bank credentials. Your login information is handled entirely by Plaid.
5. No Financial Advice
The Service provides informational insights only and does not constitute financial advice. You should consult with a qualified financial advisor before making financial decisions.
6. Termination
We may suspend or terminate accounts that violate these Terms. You may also delete your account at any time through the app settings.
7. Limitation of Liability
The Service is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of the Service.
8. Contact
For questions about these Terms, contact us at eann@getpoiiints.com.
9. Poiiints in ChatGPT and Claude
Poiiints is available inside ChatGPT and Claude, free and without an account. Its results there are Poiiints' estimates of rewards value on the spending described, as of the date shown; they are not financial advice, and they don't predict whether you'll be approved for a card (section 5 applies). ChatGPT or Claude shows Poiiints' results in its own words and can make mistakes; where the assistant's words and Poiiints' result differ, Poiiints' result is what we stand behind. Card terms, credits and offers change, so check the issuer's terms before applying. Your use of ChatGPT or Claude is also subject to OpenAI's or Anthropic's terms, and section 7 applies here as everywhere.
10. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules.